If the accident is your fault, you’re probably out of luck in terms of getting compensation. You can apply for personal injury protection with your insurance company to pay the first $2,500 of your medical bills. However, if you can establish that the other driver was at fault, you may be entitled to compensation for past and future medical expenses, past and future lost wages, reduced earning capacity, loss of your hobbies and life enjoyment, car repairs, diminution of value, mental anguish, pain and suffering, and partial and/or permanent disfigurement.
Your ability to secure payment for these damages hinges on providing proof of them and showing that the other driver caused them.